Built for Ghanaian merchants.
Exploring payments on Stellar.

A smarter way to accept USDC. One link. A clear checkout. Payments you can verify.

Meet Cedilink Smartpay: Stellar USDC payments for your business, starting on Testnet.

Your business.
A new way to be paid.

Cedilink helps Ghanaian merchants accept crypto payments. Smartpay adds USDC on Stellar, with a checkout link your customer can open and pay from their wallet.

01

Create a payment

Set your receiving wallet and enable Stellar USDC. Add your product or service, USDC amount and order reference.

02

Share your link

Generate a Smartpay checkout link and send it to your customer. The order details travel with it.

03

Let your customer pay

Your customer reviews the checkout, connects a Stellar wallet and approves the payment in their wallet.

A clear checkout.
No new account.

Your customer sees who they're paying, what it's for and the USDC amount before connecting anything.

Know where every
payment stands.

Keep the checkout link, order reference and payment status together. Open a payment to inspect its details and the transaction behind it.

The details match.
The proof is on-chain.

Smartpay checks the Stellar transaction against the payment request: destination, asset, amount and payment reference. You can inspect the transaction on the Stellar explorer.

Verification

Paid · SP-00124
  • Transaction exists
  • Transaction successful
  • Destination matches
  • Asset matches
  • Amount matches
  • Payment reference matches

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A wallet. Some USDC.
A little XLM.

A wallet holds your crypto and lets you approve payments. Freighter is enabled for the demo; Albedo and other wallet options are coming soon.

Real business needs.
One payment-link workflow.

Attendees seated at a conference session

Event tickets

Create a request for a conference ticket, then share the checkout link with your attendee.

A designer arranging colour swatches beside a laptop

Design deposits

Request a USDC deposit for a design project, with an order reference that keeps the brief and payment connected.

Two people in conversation over a laptop

Consultation payments

Send a payment request for a consultation and follow its status before marking the order as paid.

Try the flow.
Not real money.

Smartpay currently runs on Stellar Testnet, a practice network for testing transactions. The demo uses test USDC and test XLM, not real funds.

Clear answers
to FAQs

The essentials before you try your first Testnet checkout.

No. The Smartpay MVP runs on Stellar Testnet. All payments in the demo use test assets; no real money is used.

Your next payment
starts with a link.

Explore Cedilink Smartpay, from creating a request to verifying a payment.

Stellar Testnet only. No real money is used.